Why Cavemen Needed Public Liability Insurance

Cavemen may not have had the same problems we do now, however they had many difficulties in their daily lives. Cavemen needed public liability insurance to protect themselves against injury or damages claims. They were pursued constantly by all manner of wildlife that wanted to kill them and their employees. Woolly mammoths, sabre tooth tigers and many other predators thought cavemen made a satisfying morning snack.

There werenít any supermarkets around and they had to rise early to do their hunting for the day. While pursuing a cave bear, or wild ox mountain goat, some of them didnít quite get it right. They missed their target on occasion, and sent spears into the shoulders, or backsides of the men hunting alongside them. It was a dangerous work environment and they could turn a corner and encounter a hungry sabre tooth tiger instead of a trembling mountain goat.

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Of course, there were many perks that came with that kind of job. Hunters were admired by the whole village. They were the ones who took the risk of being crushed by dinosaurs while making off with eggs for omelettes. Unfortunately, they could get gored by a woolly mammoth for their efforts, instead of being cheered around the campfire.

If they worked in teams, the head of the group was usually responsible for making sure that their families got taken care of if a hunter got hurt. If the cavemen smashed their clubs into bits while earning their daily beef, they would sometimes sue. Without public liability insurance these leaders would not be able to meet their obligations.

For those who couldnít quite get the hang of sending an arrow into a moving target, hope was not lost. They could get a job in the fields, gathering nuts, fruits and berries. If they didnít know which ones were safe to eat, they would have a very short career. Their lack of due diligence could result in itching, rashes or frequent trips to answer the call of the wild.

Some of them didnít pay much attention when the grey bearded elders pointed out those berries and roots that were fit for consumption. They were usually too busy poking armadillos with sticks to make them roll up into balls. While others were learning how to identify poison ivy, yew and hemlock, the idlers were throwing stones at horned toads and pterosaurs.

Thatís why on the job, they were likely to cause injury to their coworkers. They would send them to pick the wrong herbs. They even served roots that could kill everyone instantly in the village stew. Their employers had to have public liability insurance to cover incidents like that.

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